Financial problems can happen to anyone, regardless of income, and can range from minor budgeting to major concerns that threaten bankruptcy. They may stem from a sudden loss of income, unexpected expenses or uncontrolled spending. Unfortunately, financial difficulties frequently make existing problems worse or create new ones. A professional financial consultant can help.
CONCERN provides a 30-60 minute confidential financial consultation at no cost to eligible employees and their family. You can speak directly with a financial consultant or access our online financial resources at LifeAdviser.
Below is just a partial list of financial problems we can help you with:
Money Basics
- Debt reduction strategies
- Cash management
- Introduction to investing
Buying a Home
- Buying versus renting
- Mistakes buyers make
- How much can you afford?
- Financing
- Making an offer
Tax Basics
- Common income tax questions
- Reducing income taxes
- Income tax deductions and credits
- Exemptions
- Filing status
Investment Basics
- Saving versus investing
- Types of investments
- Risk and return
- Managing risk
- Saving for retirement
College Planning
- The cost of a college degree
- Saving and investing for college
- Financial aid
- Tax advantages
Consumer Credit Services
- Requesting and reading a credit report
- Correcting erroneous information on a credit report
- Tips on preventing identity theft
Obtaining a referral
To speak with a CONCERN financial consultant or learn more about our financial services, call our toll-free number (800) 344-4222 or complete our Request for Services form.