FINANCIAL COUNSELING

Financial problems can happen to anyone, regardless of income, and can range from minor budgeting to major concerns that threaten bankruptcy. They may stem from a sudden loss of income, unexpected expenses or uncontrolled spending. Unfortunately, financial difficulties frequently make existing problems worse or create new ones. Speaking with a Financial Consultant can help.

Through a partnership with the leading provider of unbiased financial education, CONCERN: EAP provides confidential financial services at no cost to eligible employees and their family. You can talk by telephone with a Financial Consultant or access our online Financial Resources.

Below is just a partial list of financial problems we can help you with:

Money Basics

• Debt Reduction Strategies
• Cash Management
• Introduction to Investing

Buying a Home

• Buying versus Renting
• Mistakes Buyers Make
• How Much Can You Afford?
• Financing
• Making an offer

Tax Basics

• Common Income Tax Questions
• Reducing Income Taxes
• Income Tax Deductions and Credits
• Exemptions
• Filing Status

Investment Basics

• Saving versus Investing
• Types of Investment
• Risk and Return
• Managing Risk
• Saving for Retirement

College Planning

• The Cost of a College Degree
• Saving and Investing for college
• Financial Aid
• Tax Advantages

Consumer Credit Services

• Requesting and Reading a Credit report
• Correcting Erroneous Information on a Credit Report
• Tips on Preventing Identity Theft

To speak with a CONCERN: EAP Financial Consultants or learn more about our financial services, call our toll-free number (800) 344-4222 or complete our Request for Services form.